Terms of use
Effective 18 September 2026. These replace the earlier version, which said most of this in fewer words.
Free material, written to help you check things yourself, offered as-is. It's safety information, not advice. We're not liable for how it's used.
Safety information, not advice
Everything here is general safety information for the public. It isn't legal advice, financial advice, medical advice, or professional advice of any kind, and reading it doesn't make anyone here your lawyer, your advisor, or your investigator.
It isn't a substitute for the people who can actually act: your bank's fraud department, your card issuer, the police, a licensed advisor, or a lawyer you've hired. If money has already moved, those are the real help, along with the hotlines listed across this site. A page isn't.
Nobody here reviews your situation. We can't see what happened to you, we don't know your circumstances, and nothing on this site is written about you.
If you're in immediate danger, call 911. If you've been defrauded, the National Elder Fraud Hotline is 833-372-8311, Monday to Friday, 10 a.m. to 6 p.m. Eastern.
Written with AI
Most of what's here was written with AI. That covers the English pages, the translations, and the print sheets. The maintainer directs that work and reads it.
No lawyer, financial advisor, or law enforcement officer has reviewed it. So it isn't legal advice. It isn't financial advice. And it isn't advice from an investigator.
Found a mistake? Tell us: translations [at] trustbutverifyproject [dot] org
No translation is checked yet
Every page and sheet that isn't in English was translated by a machine. No native speaker has read it, unless that page says one has. Each one carries a warning band saying so.
Please don't print one or hand it out yet. Wait until a native speaker has read it and we've said so here. Help us check one.
No warranty
This site and everything on it are provided "as is" and "as available", with no warranty of any kind.
To the fullest extent the law allows, we disclaim all warranties, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We don't warrant that the site will be available, uninterrupted, timely, secure, or free of errors, or that anything here is complete or current.
In plain terms: we work hard to make this accurate and available, and we promise neither. Scams change weekly. A page can be wrong, out of date, or offline. Check anything that matters, with a person, on a number you looked up yourself.
Limits on our liability
To the fullest extent the law allows, we're not liable for any loss or harm arising from this site or from anything you do or don't do because of it. That includes money lost to fraud, indirect, incidental, special, consequential, exemplary or punitive damages, lost data, and lost opportunities, whether the claim is in contract, negligence, or anything else, and even if we were told such harm was possible.
Our total liability, for everything, is limited to the amount you paid to use this site, which is nothing.
Some places don't allow parts of this to be excluded. Where that's true, these limits apply as far as that law permits, and nothing here affects rights you have that can't be waived.
Your responsibility, and indemnity
You decide what to do with what you read here. If you republish this material, hand it out, or build something with it, that's yours to stand behind.
You agree to cover us for claims, damages, losses and reasonable legal costs that arise from your misuse of this site, your breach of these terms, or material you publish that includes or adapts ours. This doesn't apply to anything caused by us.
Yours to use
Every page, sheet, slide, and translation here is licensed Creative Commons Attribution-NonCommercial 4.0 International (CC BY-NC 4.0). Copy it. Print it. Translate it. Rebrand it. Hand it out. It's free, and you don't have to ask. There's no fee.
There is one condition. Credit "Trust But Verify Project, trustbutverifyproject.org" somewhere reasonable. A footer line is fine. So is a credits slide, or a word when you hand someone a sheet.
Nursing homes, assisted living communities, senior centers, hospitals, and libraries can use all of it too. Print it. Hand it out. Give the talk to residents. Yes, those are commercial businesses. This is exactly the use the project is for.
What's not allowed is selling the material itself. Nor may you use it to promote a commercial product or service. The license has the exact words, and links to the full legal text.
What you may not do with it
- Don't change what it says. Don't edit, crop, restyle or caption this material so that it reads as approval of something, as a verdict on a particular message, or as anything other than general safety information.
- Don't imply we vouch for you. Using this material doesn't make us a partner, a sponsor, or an endorser of your organization, your products, your services or your advice.
- Don't present it as yours alone. Keep the credit.
- Don't use it to collect anything. Don't gather personal or financial details from people under cover of this material, and don't use it as a way to build a list.
- Don't wrap it in a sales page. It exists to help somebody check a suspicious message, not to move them toward a purchase.
- Don't misuse the site itself, by attacking it, scraping it in a way that degrades it for others, or using it to break the law.
We can withdraw permission
If this material is being used in a way that misleads people, we can ask you to stop, and withdraw the permission above for you specifically. In practice that means an email first. We'd rather ask.
We can also change, move or remove anything on this site at any time, including these terms.
Links to other sites
We link to government agencies, helplines and news reporting so you can check what we say. Those sites aren't ours. We don't control them and aren't responsible for what they publish or do with your information.
When these terms change
Each version carries the date at the top of this page. If they change in a way that matters, the new date says so. Using the site after that means the new version applies.
Feedback
Use the feedback form on any page, or write to translations [at] trustbutverifyproject [dot] org. Both reach the person who maintains this site.
Effective 18 September 2026. Last reviewed September 2026.
